Austin Public Health Moves to Stage 3 of Risk-Based Guidelines

Austin-Travis County Health Authority today announced that Austin and Travis County are moving into Stage 3 of the Risk-Based Guidelines. This news, less than two weeks after our move to Stage 4, comes as hospitalization numbers continue to improve across the Travis County area.

The decision to move to Stage 3 of the Risk-Based Guidelines is informed by officials monitoring several key indicators collected during the Delta variant surge, roughly between July and September, and include the seven-day moving average of new hospital admissions, the positivity rate, the “doubling time of new cases”, and the number of ICU and ventilator patients.  It is important to note that the data continues to show that almost all cases, hospitalizations, and deaths occur among those who are not fully vaccinated.

As it relates to business operations in Austin, Stage 3 recommendations include the following: 

  • Fully vaccinated individuals can participate in outdoor private gatherings and dine and shop without masking if allowed by the business. They can also participate in indoor private gatherings and travel with masking. Fully vaccinated high risk individuals should wear a mask when dining indoors. 
  • Partially vaccinated or unvaccinated individuals, can participate in indoor and outdoor private gatherings, dine, shop, and travel with masking. High risk individuals should avoid these activities if they are non-essential.

As a reminder, these Risk-Based Guidelines describe five distinct stages of risk for Austin and Travis County and DO NOT signal changes to local rules or regulations for businesses. As always, these are “guidelines and recommendations for individual actions and behaviors based on levels of risk of exposure in the community.” APH is sure to remind the public that “everyone should continue to follow any additional requirements put in place by local businesses, venues, and schools regardless of their vaccination status or stage.”

The City is still maintaining www.ATXrecovers.com For additional business guidance and recommendations to help prioritize the well-being of employees and customers.

Austin Public Health Moves to Stage 4 of Risk-Based Guidelines

Austin-Travis County Health Authority announced today that Austin Public Health (APH) is moving into Stage 4 of the Risk-Based Guidelines. We are still seeing high numbers of people in who require care in intensive care units (ICUs)  but the seven-day moving averages of new COVID-19 cases, hospital admissions and positivity rates are continuing to drop in the Austin area. The Health Authority has said that the credit for this good news goes to the “power of people working together”.

As it relates to business operations in Austin, Stage 4 recommendations include the following: 

•            Fully vaccinated individuals should wear a mask when participating in indoor gatherings, traveling, and dining or shopping, and should wear a mask for outdoor gatherings, if they are unable to socially distance.

•            Partially or unvaccinated individuals should avoid gatherings, travel, dining, and shopping unless essential. Wear a mask when conducting essential activities.

As a reminder, these Risk-Based Guidelines describe five distinct stages of risk for Austin and Travis County and DO NOT signal changes to local rules or regulations for businesses. As always, these are “guidelines and recommendations for individual actions and behaviors based on levels of risk of exposure in the community.” APH was sure to remind the public that “everyone should continue to follow any additional requirements put in place by local businesses, venues, and schools regardless of their vaccination status or stage.”

The City is still maintaining www.ATXrecovers.com For additional business guidance and recommendations to help prioritize the well-being of employees and customers.

Funding Resources for Small Business

Texas is known as a favorable climate for business based in part on our comparatively low tax burden (we know from surveys that it definitely does not feel low to most of you) and favorable regulatory environment. Surprisingly, costs for some of the basics business needs like real estate, energy, wages, and taxes are lower in Texas than in the rest of the country. In 2018, these costs were 2% below the national average! Austin has more than 54,000 businesses with less than 100 employees, as recorded in the 2019 census. This impressive count may be due in part to the amazing resources available to local businesses in Austin. As every business owner knows, funding is one of the most important pieces of a solid business plan. Except for the independently wealthy among us, we all need funding to start a new business or to grow an existing one. Below is a brief outline of some of the funding resources available to Austin businesses.

ACCION Texas is a financial support system for small businesses that advances racial, gender, and economic justice for all.  They are a nonprofit organization that provides credit to small businesses with at least 12 months in business, $50,000 or more in annual sales, owner of at least 20% of the business, owner at least 18 years or older.

Bank loans are obvious place to look for funding for a new business is to your bank. Some small local banks are more willing to work with new business owners and have non-traditional programs. Even with some banks working hard to support small business, it can still be very hard to qualify for bank loans.

BCL of Texas supports Texans to acquire wealth-building assets, such as home ownership and entrepreneurship, with the financial tools and education necessary to build personal net worth. They are a U.S. Treasury Certified Development Financial Institution (CDFI), a U.S. Small Business Administration Certified Development Corporation (CDC), and a HUD-certified housing counseling agency. They offer loans of $5,000 to $50,000 for small businesses.

Business Investment Growth, BiGAUSTIN is certified by the U.S. Department of Treasury as a Community Development Financial Institution (CDFI). They operate as a nonprofit providing training and loans to small businesses, especially minority- and women-owned businesses, in Central Texas. They lend up to $15,000 to start-ups and up to $50,000 for established businesses and have 1 – 6 year payback terms.

Capital CDC is a private, non-profit provider of small business financing throughout Texas, New Mexico, and Arkansas offering SBA 504 loans for fixed assets such as land or buildings. Additionally, they offer a Community Advantage Loan Program as a companion loan to assist small businesses in “under served” markets with the financing of working capital.

Family Business Loan Program is a public-private partnership between the City of Austin, HUD, and participating private lenders to offer low-interest loans to qualified small businesses that are expanding and creating jobs. They offer low interest rates, flexible repayment terms, and low equity requirements.

LiftFund provides credit and services to small businesses and entrepreneurs who do not have access to loans from commercial sources through direct capital including SBA microloans, SBA Community Advantage, SBA 504 Loans, EDA Loans in a 14-state footprint.

PeopleFund is a nonprofit organization, a U.S. Treasury certified Community Development Financial Institution (CDFI) and a SBA certified lender. Lends up to $250,000 to Texas businesses that do not qualify for bank loans and provide complimentary client business assistance and education.

Small Business Investment Company (SBIC) are privately owned and managed investment firms that use their own capital, plus funds borrowed at favorable rates with an SBA guarantee, to make venture capital investments in small businesses. They are licensed and regulated by the SBA.

Texas Venture Capital and Private Equity Directory provides investment firm profiles and financing frequently updated. This directory serves local entrepreneurs looking to raise capital, investors who wish to network with other investors and service providers who need a directory of investment firms.

U.S. Small Business Administration (SBA) operates a number of programs designed to assist small businesses access financing from lending institutions. You must go through the normal application process for an SBA loan. As a large government funding operation, they have many resources to offer.

Veteran Business Initiative is a public private partnership between the City of Austin in conjunction with the U.S. Department of Housing and Urban Development, which offers a low-interest rate loan and low borrower equity requirements to help create or expand a business. They offer low interest rates, flexible repayment terms, and low equity requirements.

Austin Enters Stage 4 COVID-19

Austin and Travis County have entered stage 4 of the Austin Public Health risk guidelines as Covid-19 case numbers and hospitalizations continue their recent rapid increase. This move comes just on the heels of the move to stage 3 a week ago. Officials are asking everyone to wear masks indoors, even if they’re partially or fully vaccinated.

These stage 4 guidelines include asking vaccinated residents to wear masks at private indoor gatherings and at outdoor gatherings if social distancing is not possible and masking while traveling, dining and shopping. Unvaccinated or partially vaccinated residents should avoid private indoor and outdoor gatherings, and travel, dine and shop only if it is essential (with masks).

Advice for protecting your employees and your customers can be found here from the City of Austin’s Covid-19 Economic Recovery site: https://www.austintexas.gov/economicrecovery.

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Austin Moves to Stage 3 Covid-19 Risk Level

On Thursday, July 15th, Austin city officials moved from Stage 2 to Stage 3 covid-19 risk based guidelines due to a rise in new cases, which doubled, and hospitalizations, which neared 20, in the preceding days. This move reflects the City’s stated goals to follow science and data to guide risk level decisions. No new recommendations for businesses were included in the announcement of this move. As a reminder, stage 3 recommendations include the following:  fully vaccinated individuals can participate in indoor and outdoor private gatherings and dine and shop without masking (if allowed by the business) and can travel with masking; partially vaccinated or unvaccinated low-risk individuals can participate in indoor and outdoor private gatherings, dine, shop, and travel with masking; and partially vaccinated or unvaccinated high-risk individuals should avoid non-essential indoor and outdoor private gatherings, dining, shopping, and travel. 

The guidelines are careful to note that “everyone should continue to follow any additional requirements of local businesses, venues, and schools regardless of vaccination status or stage,” which reinforces a business owner’s right to require masks if they choose. Reasons to continue to require masks include a desire to protect customers and employees who may not be eligible for vaccination and to help prevent the spread of the disease to children who do not yet have the ability to receive a Covid-10 vaccine. We published an editable flyer for business owners to use should they decide to continue to require masks. Request a copy here.

Questions about how to modify your operations? Issues with implementing or eliminating mask requirements with employees or customers? Ideas for best practices that you’d like to share? We are here for all of it – reach out at hello@ibuyaustin.com.

To Mask or Not To Mask – STILL the Question?

The CDC’s announcement stating that fully vaccinated adults can safely resume indoor and outdoor activities in groups of any size without masks or distancing was a major milestone in the fight against coronavirus in the United States, and the latest in a set of sudden and unexpected decision points for local businesses. We heard from many owners that they felt pressure to again make sweeping changes to their operations in the wake of this announcement.

While everyone is thrilled to hear some good news on the COVID front, business owners need not rush to change their protocols in a matter of days. Having weathered many shifting regulations over the past year, we encourage business owners to take their time in coming up with how and when they choose to relax their mask policies. Those who feel comfortable dropping mask requirements entirely may still want a week or two to revamp policies and check in with employees. Request an editable copy of this handy flyer to post at your locations, or use this or similar language to set expectations for your customers.

As always, we are here to help you get through this next phase. Reach out here if there’s anything specific we can do to help as Austin and the rest of the country open back up